LoungeLife.me — Travel more. Lounge better.
Chase · card facts

Ink Business Preferred

Large modeled signup value and transferable Ultimate Rewards points.

WELCOME BONUS100k pointsSpend $8,000
ANNUAL FEE$95First year: $95
CREDITSNone$0/yr advertised
LOUNGE ACCESSNo lounge access
Dollar estimates below use $3,000/month benchmark spending and TPG's August 2026 points/miles valuation. Lounge visits are not assigned a dollar value.
Year 1 · best case

+$3,210

Welcome bonus · TPG est.+$2,050
Full advertised annual credits+$0
Rewards on $36,000 benchmark spend+$1,255
First-year annual fee−$95
Keep / year · best case credits

+$1,160

Definitely keep

This recurring estimate uses the full advertised credit amount. The None label tells you how realistic it may be to capture all $0 of those credits.

Advertised credits$0
Credit difficultyNone
TPG Aug. 2026 value2.05¢
Annual fee$95
Fee minus advertised credits$95 cost
Credit details

$0 advertised per year · None to use fully

No recurring card credits are modeled for this card.

Lounge access

No lounge access

No lounge access included in the current dataset.

Compare all cards →Read the methodology
Offer accuracy: Card offers and benefits change. Verify current issuer terms before applying. The credit amount shown is the advertised total; difficulty labels warn about restrictions rather than discounting the credit to a made-up personal value. Affiliate disclosure.